/* ===== База (цвета приходят из админки через CSS-переменные) ===== */
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font:16px/1.5 Manrope,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{margin:0;line-height:1.15;letter-spacing:-.02em}
.wrap{width:100%;max-width:1180px;margin:0 auto;padding:0 16px}
.muted{color:var(--muted)}
.ic{width:24px;height:24px;flex:none}
.ic-sm{width:18px;height:18px}

/* ===== Кнопки ===== */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border-radius:12px;border:0;
  background:var(--primary);color:var(--primary-text);font:700 15px/1.2 inherit;text-decoration:none;cursor:pointer;
  transition:transform .15s,box-shadow .15s,filter .15s;box-shadow:0 6px 18px -8px var(--primary)}
.btn:hover{transform:translateY(-1px);filter:brightness(1.07)}
.btn-light{background:#fff;color:var(--primary);box-shadow:none}
.btn-accent{background:var(--accent);color:#111;box-shadow:0 6px 18px -8px var(--accent)}

/* ===== Шапка ===== */
.header{background:var(--header);color:#fff;position:sticky;top:0;z-index:20}
.header-row{display:flex;align-items:center;gap:24px;min-height:68px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-mark{width:38px;height:38px;border-radius:11px;background:var(--primary);color:var(--primary-text);display:grid;place-items:center}
.ic-logo{width:22px;height:22px}
.logo-mark-img{height:38px;width:auto}
.logo-text{display:flex;flex-direction:column;line-height:1.15}
.logo-text b{font-size:17px;font-weight:800}
.logo-text small{font-size:12px;opacity:.7}
.header-nav{margin-left:auto;display:flex;gap:4px}
.header-nav a{padding:8px 14px;border-radius:10px;text-decoration:none;font-weight:600;font-size:14px;opacity:.85}
.header-nav a:hover{background:#ffffff1a;opacity:1}

.counter{margin-left:auto;display:flex;align-items:center;gap:8px;font-size:14px;padding:8px 14px;border-radius:999px;background:#ffffff14}
.counter b{font-variant-numeric:tabular-nums}
.counter-short{display:none}
.counter-dot{width:8px;height:8px;border-radius:50%;background:#22c55e;box-shadow:0 0 0 0 #22c55e88;animation:pulse 2s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 8px #22c55e00}100%{box-shadow:0 0 0 0 #22c55e00}}

/* ===== Hero ===== */
.hero{background:linear-gradient(135deg,var(--primary),color-mix(in srgb,var(--primary) 55%,#000));color:var(--primary-text);overflow:hidden}
.hero-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding-top:56px;padding-bottom:64px}
.hero h1{font-size:clamp(30px,4.6vw,50px);font-weight:800;max-width:14em}
.hero-sub{font-size:18px;opacity:.85;margin:16px 0 28px;max-width:34em}
.hero-img{max-height:320px;margin-left:auto;object-fit:contain}
.hero-stack{position:relative;height:280px}
.hero-stack-item{position:absolute;width:300px;filter:drop-shadow(0 18px 30px #0005)}
.hero-stack-item:nth-child(1){right:120px;top:60px;transform:rotate(-12deg)}
.hero-stack-item:nth-child(2){right:60px;top:30px;transform:rotate(-4deg)}
.hero-stack-item:nth-child(3){right:0;top:0;transform:rotate(6deg)}

/* ===== Нарисованная карта ===== */
.cardviz{position:relative;aspect-ratio:1.586;border-radius:14px;overflow:hidden;color:#fff;
  background:radial-gradient(120% 140% at 100% 0,hsl(var(--h) 85% 66% / .9),transparent 55%),linear-gradient(135deg,hsl(var(--h) 72% 46%),hsl(calc(var(--h) + 35) 70% 24%))}
.cardviz::after{content:"";position:absolute;inset:0;background:repeating-linear-gradient(115deg,#ffffff0a 0 2px,transparent 2px 14px)}
.cardviz-bank{position:absolute;left:7%;top:9%;font-weight:800;font-size:15px;letter-spacing:.01em;max-width:80%}
.cardviz-chip{position:absolute;left:7%;top:40%;width:15%;aspect-ratio:1.3;border-radius:5px;background:linear-gradient(135deg,#f4d48a,#b98d36)}
.cardviz-num{position:absolute;left:7%;bottom:10%;font:600 14px/1 ui-monospace,monospace;letter-spacing:.12em;opacity:.9}
.cardviz-img{width:100%;aspect-ratio:1.586;object-fit:contain;border-radius:14px}

/* ===== Офферы: общий ===== */
.offers{padding-top:56px;padding-bottom:24px;scroll-margin-top:70px}
.section-head{display:flex;align-items:baseline;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:20px}
.section-head h2{font-size:clamp(24px,3vw,34px);font-weight:800}
.tabs{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:24px;padding:5px;background:var(--surface);border-radius:14px;width:max-content;max-width:100%;box-shadow:0 1px 2px #0000000f}
.tab{border:0;background:transparent;padding:10px 18px;border-radius:10px;font:600 15px/1.2 inherit;color:var(--muted);cursor:pointer;white-space:nowrap}
.tab:hover{color:var(--text)}
.tab.is-active{background:var(--primary);color:var(--primary-text)}
.tabs-chips{background:transparent;box-shadow:none;padding:0}
.tabs-chips .tab{background:var(--surface);box-shadow:inset 0 0 0 1px #0000001a}
.tabs-chips .tab.is-active{background:var(--primary);color:var(--primary-text);box-shadow:none}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.offer{position:relative;background:var(--surface);border-radius:20px;padding:18px;display:flex;flex-direction:column;gap:10px;box-shadow:0 1px 2px #0000000d,0 12px 32px -18px #0003;transition:transform .2s,box-shadow .2s}
.offer:hover{transform:translateY(-3px);box-shadow:0 1px 2px #0000000d,0 22px 40px -20px #0004}
.offer[hidden],.row-offer[hidden]{display:none}
.offer h3{font-size:19px;font-weight:800;margin-top:6px}
.offer-company{margin:0;color:var(--muted);font-size:14px}
.offer-media{position:relative}
.badge{position:absolute;top:10px;right:10px;z-index:2;background:var(--accent);color:#111;font-size:12px;font-weight:800;padding:5px 10px;border-radius:999px}
.badge-inline{position:static;display:inline-block;margin-bottom:6px}
.params{margin:4px 0 6px;display:grid;gap:0}
.params div{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px dashed #0000001c;font-size:14px}
.params div:last-child{border-bottom:0}
.params dt{color:var(--muted)}
.params dd{margin:0;font-weight:700;text-align:right}
.offer .btn{margin-top:auto}
.ad-note{margin:2px 0 0;font-size:11px;line-height:1.35;color:var(--muted)}
.empty{text-align:center;color:var(--muted);padding:40px 0}

/* ===== Преимущества (cards) ===== */
.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding-top:40px;padding-bottom:40px}
.benefit{background:var(--surface);border-radius:20px;padding:24px}
.benefit-ic{display:grid;place-items:center;width:52px;height:52px;border-radius:14px;background:color-mix(in srgb,var(--primary) 12%,transparent);color:var(--primary);margin-bottom:16px}
.benefit h3{font-size:18px;font-weight:800;margin-bottom:6px}
.benefit p{margin:0;color:var(--muted);font-size:14px}

/* ===== Шаблон credit: строки ===== */
.t-credit .header,.t-mfo .header{background:var(--surface);color:var(--text);box-shadow:0 1px 0 #00000012}
.t-credit .counter,.t-mfo .counter{background:var(--bg)}
.intro{padding-top:48px}
.intro h1{font-size:clamp(28px,4vw,44px);font-weight:800}
.intro .hero-sub{color:var(--muted);opacity:1;margin-bottom:0}
.t-credit .offers{padding-top:28px}
.rows{display:grid;gap:16px}
.row-offer{display:grid;grid-template-columns:200px 1fr 210px;gap:28px;align-items:center;background:var(--surface);border-radius:20px;padding:20px 24px;box-shadow:0 1px 2px #0000000d,0 12px 32px -18px #0003}
.row-title h3{font-size:20px;font-weight:800}
.params-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:8px 20px;margin-top:14px}
.params-cols div{flex-direction:column;justify-content:flex-start;gap:2px;padding:0;border:0}
.params-cols dd{text-align:left;font-size:17px}
.params-cols dt{font-size:13px}
.row-cta{display:flex;flex-direction:column;gap:8px}
.row-cta .btn{width:100%}

/* ===== Шаблон mfo ===== */
.hero-mfo{background:radial-gradient(90% 120% at 100% 0,color-mix(in srgb,var(--accent) 40%,transparent),transparent 60%),linear-gradient(160deg,var(--primary),color-mix(in srgb,var(--primary) 60%,#000))}
.hero-mfo .wrap{padding-top:52px;padding-bottom:56px}
.steps{list-style:none;padding:0;margin:32px 0 24px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.step{position:relative;background:#ffffff17;border:1px solid #ffffff26;border-radius:18px;padding:20px 20px 20px 76px;min-height:96px;display:flex;align-items:center}
.step p{margin:0;font-weight:600}
.step-ic{position:absolute;left:18px;top:50%;transform:translateY(-50%);width:44px;height:44px;border-radius:12px;background:#fff;color:var(--primary);display:grid;place-items:center}
.step-n{position:absolute;right:14px;top:10px;font-weight:800;font-size:13px;opacity:.55}
.cta-banner{display:flex;align-items:center;gap:16px;background:#fff;color:var(--text);border-radius:18px;padding:14px 14px 14px 22px}
.cta-banner .ic{color:var(--primary)}
.cta-banner p{margin:0;font-weight:700;flex:1}
.grid-mfo .offer{padding:22px}
.mfo-head{display:flex;align-items:center;gap:14px}
.mfo-head h3{margin:0;font-size:19px}
.logo-img{width:56px;height:56px;border-radius:14px;object-fit:contain;background:#fff;box-shadow:inset 0 0 0 1px #00000014}
.logo-ph{width:56px;height:56px;border-radius:14px;flex:none;display:grid;place-items:center;color:#fff;font-weight:800;font-size:20px;background:linear-gradient(135deg,hsl(var(--h) 70% 55%),hsl(calc(var(--h) + 30) 65% 38%))}
.offer-mfo .badge{right:16px;top:-11px;box-shadow:0 4px 12px -4px #0004}
.mfo-params{list-style:none;margin:8px 0;padding:0;display:grid;gap:8px}
.mfo-params li{display:flex;align-items:center;gap:10px;font-size:14px;padding:10px 12px;background:var(--bg);border-radius:12px}
.mfo-params li .ic{color:var(--primary)}
.mfo-params li span{color:var(--muted)}
.mfo-params li b{margin-left:auto}

/* ===== Компании ===== */
.companies{padding-top:24px;padding-bottom:40px}
.companies details{background:var(--surface);border-radius:16px;padding:4px 20px}
.companies summary{cursor:pointer;font-weight:700;padding:14px 0;list-style:none;display:flex;justify-content:space-between}
.companies summary::after{content:"+";font-size:22px;line-height:1;color:var(--muted)}
.companies details[open] summary::after{content:"−"}
.companies-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 28px;padding:4px 0 18px}
.company{display:flex;flex-direction:column;font-size:13px;color:var(--muted)}
.company b{color:var(--text);font-size:14px}

/* ===== Подвал ===== */
.footer{background:var(--header);color:#ffffffc4;padding:44px 0 28px;font-size:13px}
.t-credit .footer,.t-mfo .footer{background:color-mix(in srgb,var(--text) 92%,var(--primary))}
.footer-top{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:24px;color:#fff}
.footer-top .logo span{font-weight:800;font-size:17px}
.footer-nav{display:flex;gap:18px;flex-wrap:wrap}
.footer-nav a{text-decoration:none;font-weight:600}
.footer-nav a:hover{text-decoration:underline}
.footer-text p{margin:0 0 12px;max-width:72em}
.footer-org{color:#fff;font-weight:600}
.footer-copy{margin:20px 0 0;padding-top:18px;border-top:1px solid #ffffff1f;opacity:.7}

/* ===== Адаптив ===== */
@media (max-width:980px){
  .grid{grid-template-columns:repeat(2,1fr)}
  .benefits{grid-template-columns:repeat(2,1fr)}
  .hero-inner{grid-template-columns:1fr}
  .hero-stack,.hero-img{display:none}
  .row-offer{grid-template-columns:150px 1fr;gap:18px}
  .row-cta{grid-column:1/-1}
  .header-nav{display:none}
}
@media (max-width:640px){
  .grid,.benefits,.steps,.companies-list{grid-template-columns:1fr}
  .row-offer{grid-template-columns:1fr;padding:16px}
  .row-media{max-width:260px}
  .tabs{width:100%;overflow-x:auto;flex-wrap:nowrap}
  .counter{font-size:12px;padding:6px 10px;white-space:nowrap}
  .counter-label{display:none}
  .counter-short{display:inline}
  .logo-text small{display:none}
  .cta-banner{flex-direction:column;align-items:stretch;text-align:left;padding:16px}
  .hero-inner{padding-top:36px;padding-bottom:40px}
  .offers{padding-top:36px}
}